Your Information

We just need to gather some basic information to process your application.

My permanent address is different from my mailing address.

What's this?

Mailing Address vs. Permanent Address

Mailing Address: This is the address where you would like your account opening materials mailed. It may be your permanent address as well, or it may be the address of your college dormitory, or your summer home.
Permanent Address: This is your official address of residence; likely the address listed on your driver's license or government-issued ID.

✖

• No
• Yes

Permanent Address

• My permanent address is international.

State Alabama Alaska Arkansas Arizona California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Massachusetts Maine Maryland Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Puerto Rico

Country United States Canada Afghanistan Aland Islands Albania Algeria American Samoa Andorra Angola Anguilla Antarctica Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bonaire Sint Eustatius and Saba Bosnia and Herzegovina Botswana Bouvet Island Brazil British Indian Ocean Territory Brunei Bulgaria Burkina Faso Burundi Cambodia Cameroon Cape Verde Cayman Islands Central African Republic Chad Chile China Christmas Island Cocos Keeling Islands Colombia Comoros Congo Cook Islands Costa Rica Cote D Ivoire Croatia Cuba Curacao Cyprus Czech Republic Dem Rep of Congo Denmark Djibouti Dominica Dominican Republic East Timor Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Falkland Islands (Islas Malvinas) Faroe Islands Fiji Finland France France Metro French Guiana French Polynesia French Southern Territories Gabon Gambia Georgia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guernsey Guinea Guinea Bissau Guyana Haiti Heard and McDonald Islands Honduras Hong Kong Hungary Iceland India Indonesia Iran Iraq Ireland Isle of Man Israel Italy Jamaica Japan Jersey Jordan Kazakhstan Kenya Kiribati North Korea South Korea Kosovo Kuwait Kyrgyzstan Lao Latvia Lebanon Lesotho Liberia Libya Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mayotte Mexico Micronesia Moldova Monaco Mongolia Montenegro Montserrat Morocco Mozambique Myanmar Namibia Nauru Nepal Netherlands Netherlands Antilles New Caledonia New Zealand Nicaragua Niger Nigeria Niue Norfolk Island Northern Mariana Islands Norway Oman Pakistan Palau Palestinian Territory Panama Papua New Guinea Paraguay Peru Philippines Pitcairn Poland Portugal Puerto Rico Qatar Republic of Montenegro Republic of Serbia Reunion Romania Russia Rwanda Saint Barthelemy Saint Kitts and Nevis Saint Lucia Saint Martin Saint Vincent The Grenadines Samoa San Marino Sao Tome and Principe Saudi Arabia Senegal Seychelles Sierra Leone Singapore Sint Maarten Slovak Republic Slovenia Solomon Islands Somalia South Africa South Sandwich Islands South Sudan Spain Sri Lanka St Helena St Pierre and Miquelon Sudan Suriname Svalbard-Jan Mayen Islands Swaziland Sweden Switzerland Syria Taiwan Region Tajikistan Tanzania Thailand Timor Leste Togo Tokelau Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Minor Islands Uruguay Uzbekistan Vanuatu The Holy See (Vatican City State) Venezuela Vietnam Virgin Islands British Virgin Islands US Wallis and Futuna Islands Western Sahara Yemen Yugoslavia Zambia Zimbabwe

Identification

Your Employment & Living Expenses

Do you have other income you'd like MSUFCU to consider?

What's this?

Additional Income

Examples of additional income are parental support, financial aid, Social Security income, child support, rental income, retirement/pension income.

✖

• No
• Yes

Select Frequency Monthly Annually

+ Add Another Source

Disclosures & Agreements

By checking below, I/we hereby make application for membership in, and agree to abide by the bylaws and amendments of Michigan State University Federal Credit Union{_info:disclosureCreditUnion_}. I/We acknowledge receiving a copy of the Account Agreements and Disclosures (which consist of the Membership and Account Agreement, the Electronic Funds Transfer and Payment Services Agreement and Disclosure, the Electronic Correspondence Disclosure and Agreement, the Truth in Savings and Funds Availability Disclosure, the Certificate and IRA/HSA IMMA Disclosure, the Schedule of Service Charges, and the Privacy Policy) and all other disclosed terms and conditions applicable to each account or service that I/we open concurrently with this application, and I/we agree to be bound by those terms. I/We further understand and agree that I/we shall be bound by the terms and conditions of any other account or service that I/we may later open. Any account opened in more than one name shall be a joint account with rights of survivorship. If I/we are provided a debit card(s), I/we acknowledge that I/we will read and maintain for my/our records the Visa Debit Card Agreement that will be provided to me/us and I/we will evidence my/our agreement to the conditions contained therein by my/our use of any card. I/We hereby authorize the Credit Union to check my/our credit and employment history(ies) and to answer questions about the Credit Union's credit experience with me/us. I/We hereby authorize the release, by my/our Credit Union records custodian(s), of any information pertaining to my/our past and present financial status and any action pending or taken against me/us in the past. I/We authorize the receipt and exchange of credit information.

{_info:disclosureContent_}{_info:disclosureContentSecond_}IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may ask for your driver's license or other identifying documents.

Below are the required disclosures for your Credit Union account. You have the option of viewing these disclosures online, or receiving them in the mail with your other account materials:

How would you like to receive your disclosures?

Online Via US Mail to the address provided

Below are the required disclosures for your Credit Union account:
Membership and Account Agreement, Electronic Funds Transfer and Payment Services Agreement and Disclosure, Truth in Savings and Funds Availability Disclosure, {_link:certificateandIRAHSAIMMADisclosure_}, Schedule of Service Charges, and Privacy Policy.

Download All Disclosures

You will need a PDF reader to view the disclosures. Visit adobe.com/acrobat to download the latest version of Adobe Acrobat.

View Current Rates

• By checking this box, I agree that I am able to access and view the Electronic Correspondence Disclosure and Agreement (please click, open, and review). I further agree to and understand the terms, and I agree to read and keep the online disclosures. I also understand and agree to receiving certain correspondence identified in the Electronic Correspondence Disclosure and Agreement electronically if I so choose, which may include but is not limited to: agreements, disclosures, terms and conditions, account statements, notices, credit card statement notices, IRS tax forms and notices, change in terms notices, investigation notices, notices of resolution, and transaction notices. If at any time I would like these disclosures in a paper copy, I understand that I can request them for free from the Credit Union at 800-678-4968. The Credit Union’s website and digital banking program called ComputerLine are accessible through an internet browser and a computer, operating system, and telecommunications connection to the internet capable of supporting your internet browser. Please refer to our Browser and Operating System Requirements available at {_link:supportedSystems_} for a current list of browsers and operating systems compatible with our digital banking program and mobile application.

• By checking this box, I understand and agree that my disclosures and other account materials will be provided to me at the mailing address I provided. I understand selecting this option may extend the time period required to open my accounts and other products.

• By checking this box, I/we specifically authorize the Credit Union to access my/our credit reports, credit scores, and other financial history(ies) and I/we consent to the use of such information to process this application and determine whether I/we qualify for other products and services the Credit Union may offer me/us.

• By checking this box, I agree that all information provided is correct.